An analysis of the performance of ACLEDA Bank in 2013

Authors: Borisa Theng, Dany Hout, Mizuno Thay, Norinreaksmey Phalla, Lihour Tang

      I.         Introduction:

a)    Cambodia economy overview

According to the NBC 2013 report the Cambodia economy is expected to growth slightly to 7.6% due to the sustained agricultural growth, increase in the number of tourism, garment export growth, and gradual recovery of construction. Cambodia have shifted from the low income country to the low-middle income country throughout the past two decades due to the high economic growth which raise Cambodia’s GDP per capita to $1,036 in 2013.

In 2013 the year-to-year inflation increased from 1.8% to 4.6% by the end of the year. During 2013 the exchange rate of Khmer Riel against the US dollar was relatively stable with the average exchange rate of 4,043 Riel per US dollar. Cambodia has the foreign reserve of $4,104 million excluding the 12,436.07951 kilograms of gold and SDR 68.37 million. Cambodia has 49 banks, which consist of 36 commercial banks and 9 specialize banks.

In 2013 the deposit was relatively stable with the average of 3.4% for US dollar and 5% for Khmer Riel (Figure 1). For the lending rate in 2013 the USD loans decrease slightly to 10.72% while KHR loan remained around 11.4% throughout the year (Figure 2).

‘Identifying, analyzing and resolving Organizational Behavioral issues in a Real world organization

Authors: Hengjulie Song, Mizuno Thay, Norinreaksmey Phalla, Lihour Tang, Sonida Ngy

      I.         Introduction

Comin Khmere is an engineer solutions provider that also specializes in measurement instrumentation and process automation solutions for the industry. It provides a wide range of engineer services, which include energy audit, security control, power generation, just to mention a few. It was found more than 20 years ago in Cambodia and currently employs more than 1100 employees. Comin Khmere is a subsidiary of Comin Asia, which operates throughout 5 different countries in Southeast Asia: Cambodia, Vietnam, Thailand, Laos, and Myanmar.

From our internship at Comin Khmere, we had noticed several profound organizational behavior problems there. First of all, there is a high amount of overtime lately, which makes the salary expense of the company to increase largely. Secondly, there is an increase of turnover rate in conjunction with a reduction of employment rate due to the amount of staff leaves is not commensurate with the amount of new entrants. Lastly, the employee productivity also plummet as a consequence of high turnover and staff exhaustion due to the declining in the amount of staffs with the same level of work.